The Retire Right Podcast

Episode 66 - 6 Savings Strategies for an Extremely Low-Yield Environment

July 30, 2020

If you're approaching retirement or already retired, what can you do about low yields? 

 

After all, in today’s remarkably low-yield environment, you can't earn enough on yields to even stay ahead of inflation. 

 

Current interest rates for a 10-year treasury are less than 1%. And cash in the bank is getting just about 0%.

 

In this episode, Larry Heller proves that there are several smart moves you can make to lower your expenses and increase your net cash flow and net returns –– even during a low-yield environment. 

 

In this episode, you will learn:

  • How to increase your social security benefit by 8% a year
  • What financial move will give you a guaranteed rate of return
  • How to weigh the possible risks and rewards when considering higher-yield investments
  • Why you may want to look into bond laddering
  • How to look beyond your income strategy to increase your returns in a low-interest rate, low-yield index
  • And more!

Tune in now to learn 6 ways to help increase your net cash flow and net returns in our current low-yield environment.

 

Resources:  Heller Wealth Management: (631) 293-2806 | Episode 9 – The Social Security Conundrum: Part 1  | Episode 32 – Bonds: The Underrated Investment Vehicle

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