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Episodes
Financial planning and wealth management cannot be done room-by-room or even floor-by-floor. It’s needs a solid foundation and a clear blueprint before you can begin implementing tactics products. Our Complete Financial Advice considers your entire financial house.
Episodes
Tuesday Nov 23, 2021
Tuesday Nov 23, 2021
Life insurance should be customized to you and your needs. As such, your planning professional should provide you with multiple options for insurance that will fit your lifestyle and unique circumstances.
In this episode, Larry Heller interviews Neil Himmelstein, the owner of Main Street Planning Group. Neil reveals the value of customized life insurance and shares strategies and tips you can start using right away with your life insurance policy.
Neil discusses:
- The reasons why people need life insurance
- Identifying possible living benefits
- The different types of permanent policies
- Why it is important to review your policies
- And more
Connect With Neil Himmelstein:
Connect With Larry Heller:
- Email Larry
- (631) 293-2806
- Heller Wealth Management
About Our Guest:
Neil Himmelstein, is an independent wholesaler of insurance products, life disability, fixed annuities and long-term care and strategic partner to advisors across the country. Neil has a graduate degree in economics from the university of Maryland and has done postgraduate studies. He is a proud recipient of the Rudy Stegman award for outstanding achievement in leadership in the industry by long island. Neil has been involved in case design and agency management for over 20 years, specializing in high net worth programs, such as premium finance and restricted property trust and finding solutions for clients with health impairment needs.
Wednesday Nov 10, 2021
Wednesday Nov 10, 2021
It’s not what you make but what you keep. Do you know that the taxes you pay on your investments can vary?
Well then, this episode is for you!
In this information-packed episode, Larry Heller discusses diversification, taxes, and different strategies you can use to maximize your return by minimizing your taxes.
Larry discusses:
- What cost basis is and how to lower your capital gains tax
- How to select the proper method for reducing taxes on your mutual funds
- Why it’s helpful to know what tax bracket you're in to save you money
- Why not knowing about mutual fund distributions and turnover can lead to surprise taxes
Resources:
Connect With Larry Heller:
- Email Larry
- (631) 293-2806
- Heller Wealth Management
Wednesday Oct 27, 2021
Wednesday Oct 27, 2021
These days, climate change is a big topic everyone is talking about. But do you know what is and isn’t covered under your home insurance policy?
In this episode, Larry Heller talks with Paul Wickel, a insurance producer at Remco Agency, about the different homeowner policies available and what you might be missing in your coverage to protect yourself from expensive claims.
Paul discusses:
- Who needs flood insurance––and what it does and does not cover
- How to know if you have the insurance coverage for your climate
- Ways insurance companies are helping homeowners
- The common drawbacks for homeowners purchasing insurance
- And more
Connect With Paul Wickel:
- Remco Agency
- (516) 214-8684
- paul@remcoagency.com
- LinkedIn: Paul Wickel
Connect With Larry Heller:
- Email Larry
- (631) 293-2806
- Heller Wealth Management
About Our Guest:
Paul Wickel is an independent insurance broker with Remco Agency on Long Island. Paul holds a number of industry related achievements and degrees and has over 37 years experience serving individuals and small businesses in the tri-state area. Paul's specialty is working with high net worth individuals.
Wednesday Oct 13, 2021
Wednesday Oct 13, 2021
Why is boring sometimes better when it comes to investing?
Find out in this episode, as Larry Heller explains why boring can be better when it comes to investing. Plus, discover how “boring” compares to the things that people typically want to talk about with investing.
Larry discusses:
- Why boring can be better when creating a investment strategy
- Mutual funds versus individual stocks
- Benefits of being a boring investor
- And more
Connect With Larry Heller:
- Email Larry
- (631) 293-2806
- Heller Wealth Management
Wednesday Sep 22, 2021
Wednesday Sep 22, 2021
Do you struggle with making sure your household bills are paid correctly and on time? Did you know that there are options designed to help you stay on track securely and without stress?
In this episode, Larry Heller speaks with Marci Lobel-Esrig, founder and chief executive officer of SilverBills, a concierge bill management company designed to help the elderly age with dignity and security. Marci explains the SilverBills program and how the service works to help individuals decrease their financial stress by automating the payment of their household bills.
Marci discusses:
- What SilverBills is and who they serve
- The cost of the service and how it works to assist the elderly with their household bills
- How SilverBills can improve your financial wellbeing
- And more
Connect With Marci Lobel-Esrig:
- 866-653-4427
- SilverBills
- LinkedIn: Marci Lobel-Esrig
Connect With Larry Heller
- Email Larry
- (631) 293-2806
- Heller Wealth Management
About Our Guest:
Marci founded SilverBills after witnessing the challenges faced by her elderly relatives paying bills on time and correctly. As an accomplished attorney adept at solving complex issues, Marci leads the team at SilverBills which successfully developed a technology solution to the problem of paying bills accurately. Marci has been a practicing attorney for more than 20 years. For approximately 8 years until 2015, she was an in-house attorney for a well-known real estate investment company.
Friday Aug 13, 2021
Friday Aug 13, 2021
Yoga is beneficial to both the mind and the body. Through yoga, you gain mental and physical strength, an elevated spirit, and improved balance, focus, and concentration.
This practice teaches you how to stay grounded and present in the moment, and how to let go of things that no longer serve you.
In this insightful episode, Larry Heller welcomes Sandra K Schoenbart and Joanne de Simone, authors of Inside Out Yoga. Together, they explore the benefits of yoga, the meanings of different poses, and how to execute them for ultimate peace and release of negative energy.
Sandra K Schoenbart and Joanne de Simone discuss:
- Their inspiration for writing Inside Out Yoga
- The purpose of including illustrations of various yoga positions and postures
- Why breath is an important part of the yoga practice
- Their favorite poses and how they correlate to their personality
- Why they choose to incorporate a journal entry and vision board into their book
- And more
Resources:
Connect With Joanne de Simone:
Connect With Sandra K Schoenbart:
Connect With Larry Heller:
- Email Larry
- (631) 293-2806
- Heller Wealth Management
- Webinars
About Our Guests:
Sandra K Schoenbart: Sandra is a certified hot yoga instructor, actress, and host and producer of the LTV East Hampton Channel 20 talk show Café with Sandra K. She enjoys teaching yoga in private groups at places of worship and on the beach. She also loves spreading the word about the mental and physical advantages of yoga practice with all.
Joanne de Simone: Joanne is a writer, film historian, award-winning playwright, poet and former film columnist for Fire Island News. Her work has been featured in various publications, film journals and been produced in New York city festivals, and many of them may be viewed on Youtube. She currently hosts notes and notations from the writing desk on LTV East Hampton.
Friday Jul 23, 2021
Friday Jul 23, 2021
Asset allocation is one of the most important concepts for investors to grasp.
That’s why one of the most-asked investment questions is, “How can we achieve optimal asset allocation, particularly during retirement?”
In this episode, Larry Heller addresses some of your questions and fears about asset allocation for retirees. He provides sound advice on your investments and walks you through some of the ways Heller Wealth Management can assist you in creating a portfolio that is tailored to your specific needs.
Larry Heller discusses:
- Why some of the most frequently used asset allocation rules should be avoided when constructing a portfolio
- Three factors to consider when creating an optimal asset allocation portfolio
- What a withdrawal is
- How the Heller Wealth Management Reservoir Strategy works and how it may help you overcome panic selling and market fears
- And more
Resources:
Connect With Larry Heller
- Email Larry
- (631) 293-2806
- Heller Wealth Management
Friday Jul 09, 2021
Friday Jul 09, 2021
As New York gradually reopens and restrictions begin to lift, many people are wondering how soon they can resume traveling, how safe travel will actually be, and what needs to be considered before booking their next trip.
Today, Larry Heller speaks with Gary Portuesi, a travel consultant and the managing director and owner of Authentic Explorations. They discuss what travel will be like post-pandemic and how Gary’s skills and experience can help you plan your upcoming trips and adventures.
Gary Portuesi discusses:
- COVID-19 procedures, requirements, and conditions in different countries
- The challenges and opportunities when travelling abroad
- Permanent changes to luxury travel
- The benefits of working with travel professionals, consultants, and agents
- How Gary creates the ideal itinerary for his clients
- And more
Connect With Gary Portuesi
- Email Gary
- Phone: (646) 767-0089
- Authentic Explorations
Connect With Larry Heller
- Email Larry
- Phone: (631) 293-2806
- Heller Wealth Management
About Our Guest:
Gary Portuesi, managing director and owner of Authentic Explorations, fell in love with travel at an early age when he and his family made yearly trips to Italy. Spending summers in Sicily and exploring the northern, central and southern regions through the years, Gary realized that the American idea of Italy fell decidedly short of the real deal. And as he explored other countries, he found the same was true. That’s when he was struck by an idea: why not allow people to explore the authentic sides of the world?
Monday Jun 21, 2021
Monday Jun 21, 2021
As you age, many things will change, including your health. How can you stay healthy and active so you can enjoy the retirement you’ve worked so hard to achieve?
Find out in this episode, as Larry Heller speaks with Christine Rosenbloom, President of Chris Rosenbloom Food & Wellness Services, LLC. Christine discusses the benefits of maintaining a healthy lifestyle as you age and shares her top nutrition tips and expert guidance for meeting your fitness goals.
Dr. Christine Rosenbloom discusses:
- The best diets for those over 50
- How our nutritional needs change as we get older
- Types of exercises we should be doing as we age
- Whether dietary supplements are a good idea
- The importance of protein
Resources:
Connect With Christine RosenBloom
Connect With Larry Heller
- Email Larry
- (631) 293-2806
- Heller Wealth Management
About Our Guest:
Christine Rosenbloom: Dr. Rosenbloom is a nutrition consultant to the food and nutrition industries and started her consulting business after a 30-year career in academia. Her journey has led her to combine her interest in sports nutrition with academic training in gerontology to produce an award winning consumer book, Food & Fitness After 50, co-authored with exercise expert, Dr. Bob Murray. She is an active member of the Academy of Nutrition and Dietetics, at local, state and national level, where she was awarded a lifetime achievement award in 2019 for her service.
Monday Jun 07, 2021
Monday Jun 07, 2021
According to a 2019 study by GOBankingRates, 73% of Americans have not had a conversation about finances with their aging parents. Meanwhile, 23% have tried to approach the subject, but their parents refused to engage in the conversation. Furthermore, 19% are afraid to bring up the subject at all, and 17% believe talking about money is a taboo in their family.
However, this talk is not something you should shy away from.
In this episode, Larry Heller highlights the importance of having financial conversations with your aging parents. He shares stories of cases he’s seen over the years, illustrating the benefits that can come with having these conversations — and what can happen to those who don’t have the money talk.
Larry Heller discusses:
- The benefits of having financial conversations
- Planning documents and why they are important
- Different approaches for initiating money conversations with your parents
- How Heller Wealth Management assists clients with these conversations
- And more!
Resources:
Connect With Larry Heller
- Email Larry
- (631) 293-2806
- Heller Wealth Management