Episode 15 - The New Tax Bill - Larry Heller with Michael Kessler, CPA

December 20, 2017

This December will be the month that marks the finalization and voting of the new tax bill. This new tax bill will impact both corporate and personal taxes.  Changes brought about by the tax law are sure to affect different facets of our financial plans, including how we plan for retirement.

Learn more about the new tax bill from Larry Heller and guest Mike Kessler, CPA in this podcast:


Guest Speaker - Mike Kessler, CPA 

Learn more at: Michael J. Kessler, Profitability Consultants Website


Episode 14 - Creating an Investment Portfolio for a Successful Retirement

December 14, 2017

When transitioning from working to retirement there needs to be a change in our investment portfolio. This is because during retirement, the investment portfolio becomes a source of income, meaning you will draw money from it. It’s important to have a portfolio setup so you can stay on track during the course of your retirement.

Learn more about creating an investment portfolio for retirement in this podcast:


Episode 13 - Does Your Advisor Do This? Strategies to Optimize After a Tax Return

December 5, 2017

While it’s valuable to build wealth, it’s also equally important to keep your money. Taxes are one of the key things that we should account for in doing so. The more you can save on taxes, the more money you can potentially earn. It’s important for your financial advisor to look at all strategies available to help optimize tax and ensure you’re keeping most of your money intact.  

Learn more about tax optimization in this podcast:


Episode 12 - The Social Security Conundrum Part 4: Divorcees and Widows / Coordinating Benefits with Other Assets and Income Streams

December 5, 2017

Survivor and Divorce benefit options are one of the largest aspects of Social Security that most people do not understand.  Those who are eligible for the benefits may miss out on a lot of value, as they are not aware of the benefits and what they are entitled to. Larry shares more on understanding the benefits and how to efficiently maximize your Social Security.

Learn more about the Social Security conundrum series in this podcast:


Episode 11 – The Social Security Conundrum – Part 3: Innovative Ways to Coordinate Benefits with Your Spouse

November 29, 2017

Maybe you're planning to apply for Social Security today, a year from now, or 10 years from now. Will you and your spouse know how to maximize its potential benefits? There's a lot to know, but Larry spells it all out in his latest podcast.

Listen in as Larry explains innovative ways that you can coordinate Social Security benefits with your spouse:


Episode 10 – The Social Security Conundrum – Part 2: When Should I Apply for Social Security?

November 3, 2017

Many people make mistakes when determining the best time to start taking their social security. Everyone is different, which makes every situation is unique. There isn’t one clear strategy that fits everyone’s needs. In this podcast, Larry shares the primary five factors you need to consider while deciding when to start taking your social security.


Episode 9 - The Social Security Conundrum – Part 1

October 24, 2017

In this podcast, Larry shares insight on the Social Security benefits to help clear up the misunderstandings people commonly have.  This four-part series will help you understand the ins and outs of Social Security, including eligibility, when to collect, and what to collect. Learn more about Social Security in this podcast with Larry Heller, as he discusses the first part of the four-part series:


Episode 8 - How Much Can I Spend In Retirement? – 4 Questions

October 23, 2017

In this podcast, Larry Heller shares the biggest question people ask when nearing retirement: “How much money can I spend?” Most people don’t even know the amount they spend currently, and in order to determine what they can spend in retirement, they need to know their current expenses.

Here are 4 questions that need to be answered to determine what you can spend in retirement:


Episode 7 - The 7 Biggest Concerns Clients Have When Preparing for Retirement

October 10, 2017

Larry shares more about the concerns clients have when preparing for retirement. Over the years, financial professionals have met with hundreds of clients, and for the most part, they have similar concerns. In fact, there are seven concerns that stand out from the rest, as they are the main points people looking to retire are most worried about.

Learn more about the seven biggest concerns clients have when preparing for retirement in this podcast:


Episode 6 - Fourth Pillar of the Complete Financial House – Progress

September 15, 2017

Larry shares more on the Fourth Pillar of the Complete Financial House – Progress. A financial planner will help you set a strategy and game plan towards your goal, although sometimes it’s hard to stay on track with plans we’ve put in place. Having a planner who is fully dedicated to the plan is recommended. We also want to keep looking at the plan regularly and have short-term goals we can meet outside of the long-term plan. This way, we can see our progress and be sure that we are going in the right direction.

Learn more about the Fourth Pillar of the Complete Financial House in this podcast: